Compliance News & Industry Updates
Get the latest on FinCEN’s residential real estate rule and related compliance news. We break down updates and industry trends to keep you informed and prepared.
FinCEN Extends Implementation of the Residential Real Estate Rule to March 1, 2026
In October 2025, the Financial Crimes Enforcement Network (FinCEN) announced a 90-day extension of the implementation date for its Residential Real Estate Rule. Originally set to take effect on December 1, 2025, the new effective date is March 1, 2026. This delay gives reporting professionals — including closing attorneys, title agents, and settlement professionals — more time to establish the...
Transfers to Exempt Entities Not Reportable Under the Residential Real Estate Rule
The Financial Crimes Enforcement Network (FinCEN) residential real estate reporting rule (the “RRE Rule”) takes effect on March 1, 2026. Its goal is to fight money laundering and improve transparency in the U.S. real estate market. The RRE Rule requires closing attorneys and title agents to file a beneficial ownership report for every non-financed transfer of residential real property to a...
Will The Real Estate Rule REALLY Take Effect on December 1?
So FinCEN is implementing a new anti-money laundering regulation. “But will they really go through with it?” you ask. Whether FinCEN is going to go through with their Dec 1, 2025, deadline is a good question to ask. FinCEN Director Andrea Gacki answered that question under oath, just a few weeks ago. The CTA Debacle: Could It Happen Again?...
Deciphering the New Real Estate Reporting Rule: Which Transactions Are Not Reportable
The Financial Crimes Enforcement Network (FinCEN) created the Residential Real Estate Reporting Rule (the “RRE Rule”) to fight money laundering and improve transparency. The rule takes effect on March 1, 2026, and applies to certain non-financed residential real estate transactions. Real estate lawyers and title agents must understand which transactions require reporting and which ones fall outside the rule. Our...
Exclusions Explained: The Challenges of Identifying Excluded Transferee Entities and Trusts Under the FinCEN Residential Real Estate Reporting Rule
As the effective date of the FinCEN Residential Real Estate Reporting Rule (March 1, 2026) approaches, one of the most nuanced and difficult aspects of compliance has come into focus: How do you know when a transferee entity or transferee trust is excluded from reporting? At RRE Report, we’ve heard this question from attorneys, settlement agents, title agents, and escrow officers...
What is the Residential Real Estate Reporting Rule?
Effective March 1, 2026, the Financial Crimes Enforcement Network (FinCEN) will enforce the Residential Real Estate Reporting Rule. This new regulation applies to non-financed residential real estate transactions across the United States, aiming to enhance transparency and combat financial crimes in the real estate sector. Who is Affected? The rule directly impacts closing attorneys, title agents, and other professionals involved...
Litigation Challenges to the CTA & What It Means for Your Clients
The Waiting Time is Over: Prepare Now to File Your BOI Reports. Reporting companies that are not exempt need to file their beneficial ownership information (BOI) reports under the Corporate Transparency Act no later than January 1, 2025. Business owners in the U.S. by now have been flooded by news reports and client memos from law and accounting firms alerting...
